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Mortgage Purchase Agreement

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mortgage purchase agreement 

Mortgage Purchase Agreement

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Summary: A Mortgage Purchase Agreement is an agreement between any entity willing to sell mortgages held by them to another entity such as a bank or mortgage lender that desires to buy mortgages. This mortgage purchase agreement establishes the terms and conditions of such transactions and formally documents them as well for the records of both parties.


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THIS CORRESPONDENT LENDING MORTGAGE PURCHASE AGREEMENT (Agreement) is entered into as of this ______ day of ________________________, 200____, by and between (COMPANY NAME) MORTGAGE (Company Name) or (COMPANY NAME), a licensed mortgage lender whose principal office is located at _______________________________________________________________________, its successors and/or assigns, and_________________________________________________________ (seller), a __________________ whose principal office is located at ________________________________________________________________________.


WHEREAS, the Seller desires to originate and sell to (Company Name) and (Company Name) desires to purchase from Seller certain residential Mortgage Loans (as hereinafter defined), pursuant to the terms of this Agreement and the (Company Name) Mortgage Correspondent Sellers Guide incorporated herein by reference, as amended, supplemented, or otherwise modified, from time to time (Guide).

WHEREAS, (Company Name), as part of its regular business activities purchases, from time to time, Mortgage Loans meeting certain criteria.

WHEREAS, Seller is in the business of originating and selling Mortgage Loans and desires to sell and assign Mortgage Loans, servicing released, to (Company Name) which are to be underwritten pursuant to (Company Name) underwriting guidelines in effect at the time of each sale.

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