Homestead Declaration

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Summary: A homestead declaration is a legal document that claims and registers a particular house and underlying property as the homeownerâs homestead. When the homestead declaration is signed and recorded in the county where the house is located, it helps protect the house against being lost to creditors after judgments have been awarded against the homeowner. For instance, if a homeowner files for bankruptcy this homestead declaration may protect the homeowner from losing their house to creditors.

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HOMESTEAD DECLARATION

I, ______________________, hereby declare:

I am the head of a family, I am married and my spouse's name is ______________. My family consists of my spouse and ________ children.

At the time of making this declaration of homestead, I actually reside with my family on premises located in __________ County, _________, more particularly described as follows:

(Set forth legal description.)

I claim and declare the premises, with the dwelling house and _______( if any outbuildings) on it, and its appurtenances, as a homestead for the joint benefit of myself and my spouse and family.

(No former declaration of homestead had been made by me or by my spouse, either jointly or separately.)

(A former declaration of homestead has been made by _____________, but it was abandoned before the execution of this declaration of homestead.)

I estimate the actual cash value of the premises to be _______________ Dollars ($______).

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